Osman, Zaiton, Azaze-Azizi Abdul Adis, and Grace Phang. “PERCEIVED SECURITY TOWARDS E-BANKING SERVICES: AN EXAMINATION AMONG MALAYSIAN YOUNG CONSUMERS”. Journal of the Asian Academy of Applied Business (JAAAB) 4 (September 4, 2018): 15. Accessed May 3, 2024. https://jurcon.ums.edu.my/ojums/index.php/JAAAB/article/view/1272.