Gazali, H.M., Haque, M.M., Shafiai, S. and Shamsudin, N. 2023. CONCEPTUAL INSIGHTS ON FACTORS SHAPING TAKAFUL TECHNOLOGY (TAKATECH) ADOPTION IN MALAYSIA. Labuan e-Journal of Muamalat and Society (LJMS). 17, 2 (Dec. 2023), 83–93.