Loh, Peggy Yee-Weh, May-Chiun Lo, Yin-Chai Wang, and Rohaya Mohd-Nor. 2013. “IMPROVING THE LEVEL OF COMPETENCIES FOR SMALL AND MEDIUM ENTERPRISES IN MALAYSIA THROUGH ENHANCING THE EFFECTIVENESS OF E-TRAINING: A CONCEPTUAL PAPER”. Labuan E-Journal of Muamalat and Society (LJMS) 7 (June):1-16. https://doi.org/10.51200/ljms.v7i.3007.