Rahman, M. A. ., A. A. . Pitchay, Z. Azhar, and M. I. Abd Jalil. “ZAKAT MODEL IN PTPTN FINANCING SCHEME – A CONCEPTUAL STUDY”. Labuan E-Journal of Muamalat and Society (LJMS), vol. 17, no. 1, Aug. 2023, pp. 33-44, https://jurcon.ums.edu.my/ojums/index.php/LJMS/article/view/4588.