Amin, Hanudin. “BORNEO ISLAMIC AUTOMOBILE FINANCING: DO DEMOGRAPHICS MATTER?”. Labuan e-Journal of Muamalat and Society (LJMS) 1 (June 30, 2007): 68–81. Accessed May 3, 2024. https://jurcon.ums.edu.my/ojums/index.php/LJMS/article/view/2997.