Amboala, Tamrin, Say Leng Goh, and Mohd Zulkifli Muhammad. “ROLES OF UMS-LIC IN OVERCOMING ICT DEVELOPMENT CHALLENGES AMONG SMES IN LABUAN”. Labuan e-Journal of Muamalat and Society (LJMS) 4 (December 30, 2010): 34–44. Accessed May 17, 2024. https://jurcon.ums.edu.my/ojums/index.php/LJMS/article/view/3002.