Islamic Credit Card Adoption: Empirical Evidence From Malaysia

Authors

  • Amin Hanudin
  • Hamid Rizal
  • Hamzah Aizuddin Ahmad
  • Gazali Muchlis Haneffa
  • Sudin Lada
  • Geoffrey H. Tanakinjal
  • Raymond Liew

DOI:

https://doi.org/10.51200/lbibf.v12i.352

Keywords:

Islamic credit card, TRA, bank, Malaysia

Abstract

The aim of this study is to investigate the factors determining the Malaysian bank customer's behavioral intention to use Islamic credit card. Drawing from the Theory of Reasoned Action (TRA), this study proposes a modified and simplified model to examine the acceptance factors of attitude, subjective norm and perceived financial cost within the Islamic credit card context. The model is tested using survey data from 257 respondents. The results reveal that attitude, subjective norm and perceived financial cost significantly influence the Islamic credit card intention to use. The study is an eye opener on the need to establish the link between TRA and Islamic credit card behavioral intention, which previously is limited to investigate.

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Published

2023-10-11

How to Cite

Hanudin, A., Rizal, H., Ahmad, H. A., Haneffa, G. M., Lada, S., H. Tanakinjal, G., & Liew, R. (2023). Islamic Credit Card Adoption: Empirical Evidence From Malaysia. Labuan Bulletin of International Business and Finance (LBIBF), 12. https://doi.org/10.51200/lbibf.v12i.352

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Section

Articles
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