HANIF QHUZAIRAA MOHD ASRI; METTA YONG ZU JING; HAJRAH WARDI; NURSHILA AHMAD. HOUSEHOLD DEBT AND FINANCIAL ACCESS: EVIDENCE FROM PANEL ANALYSIS. Labuan Bulletin of International Business and Finance (LBIBF), [S. l.], v. 23, n. 2, p. 1–24, 2025. DOI: 10.51200/lbibf.v23i2.5554. Disponível em: https://jurcon.ums.edu.my/ojums/index.php/lbibf/article/view/5554. Acesso em: 29 jan. 2026.