ZAINI, S.; SIDEK, S. THE EFFECT OF E-WALLET ADOPTION TOWARDS THE SMES PRODUCTIVITY: A CONCEPTUAL VIEW. Labuan Bulletin of International Business and Finance (LBIBF), [S. l.], v. 22, n. 2, 2024. Disponível em: https://jurcon.ums.edu.my/ojums/index.php/lbibf/article/view/5855. Acesso em: 9 jan. 2025.