OSMAN, Z.; ING GRACE PHANG; AWG RAZLI, I. FROM TEXTBOOKS TO CHEQUE BOOKS: CHARTING FINANCIAL LITERACY PATHS FOR UNIVERSITY STUDENTS. Labuan Bulletin of International Business and Finance (LBIBF), [S. l.], v. 22, n. 2, 2024. Disponível em: https://jurcon.ums.edu.my/ojums/index.php/lbibf/article/view/5865. Acesso em: 8 jul. 2025.