JUMAT@MOHAMED, SITI SAFWANAH, HANEFFA MUCHLIS GAZALI, and TAMRIN AMBOALA. “FACTORS INFLUENCING GRADUATE’S INTENTION TO REPAY EDUCATIONAL DEBT”. Labuan Bulletin of International Business and Finance (LBIBF) 20, no. 2 (December 30, 2022): 81–97. Accessed December 29, 2024. https://jurcon.ums.edu.my/ojums/index.php/lbibf/article/view/3899.