Amin, Hanudin. “MOBILE WALLET ACCEPTANCE IN SABAH: AN EMPIRICAL ANALYSIS”. Labuan Bulletin of International Business and Finance (LBIBF) 7 (December 31, 2009): 33–52. Accessed April 29, 2024. https://jurcon.ums.edu.my/ojums/index.php/lbibf/article/view/2587.