Tang, Chor-Foon. “AN EMPIRICAL MODELLING ON SAVINGS BEHAVIOUR IN MALAYSIA”. Labuan Bulletin of International Business and Finance (LBIBF) 6 (December 31, 2008): 57–76. Accessed April 30, 2024. https://jurcon.ums.edu.my/ojums/index.php/lbibf/article/view/2593.