Nipo, D.T.A., Bujang, I., Hassan, H. and Lily, J. 2020. Is ICT a Complement or Substitute? A Cross-Regional Study on the Impacts of ICT Access and Usage on Unemployment. Malaysian Journal of Business and Economics (MJBE). 6, 2 (Mar. 2020), 109. DOI:https://doi.org/10.51200/mjbe.v0i0.2200.