SAMSUDIN, S. .; TOLOS, H.; ABU BAKAR, A.; MD. JADI, D.; AHMAD, S. N. THE EFFECTS OF DEMOGRAPHICS AND INSURANCE PLAN CHARACTERISTICS ON MEDICAL CLAIMS IN EMPLOYER - SPONSORED HEALTH INSURANCE. Malaysian Journal of Business and Economics (MJBE), [S. l.], v. 12, n. 2, 2025. DOI: 10.51200/mjbe.v12i2.7185. Disponível em: https://jurcon.ums.edu.my/ojums/index.php/mjbe/article/view/7185. Acesso em: 29 jan. 2026.