SAMSUDIN S, TOLOS H, Abu Bakar A, Md. Jadi D, Ahmad SN. THE EFFECTS OF DEMOGRAPHICS AND INSURANCE PLAN CHARACTERISTICS ON MEDICAL CLAIMS IN EMPLOYER - SPONSORED HEALTH INSURANCE. MJBE [Internet]. 2025 Dec. 30 [cited 2026 Jan. 29];12(2). Available from: https://jurcon.ums.edu.my/ojums/index.php/mjbe/article/view/7185